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Debt Recovery — Letter Before Action

Enter the facts of the unpaid debt. We check the time limit, the correct court and any late-payment interest, then draft the formal letter that precedes issuing proceedings.

Have a whole book of unpaid invoices? Chase them all at once →
Creditor (owed the money)
Debtor (owes the money)
The debt

Which letter do you need?

Debt recovery — your steps

Start gently and escalate only if you need to. You send each letter yourself; if it stays unpaid, here are your court options.

  1. 1

    First reminder

    €5

    A courteous nudge to prompt payment — often all it takes. A letter you download and send.

  2. 2

    Letter Before Action

    €29

    A formal demand giving 14 days to pay before proceedings — the step a court expects to see first. A letter you download and send.

  3. 3

    Still unpaid? Your court options

    If it comes to it, the claim is yours to bring. These are the routes, for information:

    • Small Claims (≤ €2,000) — a simplified District Court procedure with a small fixed fee; no solicitor needed. (S.I. 17/2014)
    • District Court (≤ €15,000) / Circuit Court (€15,000–€75,000) — for larger debts; consider a solicitor for contested proceedings.

Steps 1–2 are documents you send yourself. Step 3 is your own court action — Brehon Legal is not a law firm, does not issue proceedings and does not act for you. Court fees are set by the Courts Service and can change; check the current fee at courts.ie.